68873 ZIP Code — Saint Paul, NE

Howard County, Nebraska

ZIP code 68873 is located in Saint Paul, Nebraska, within Howard County. It covers approximately 171.29 square miles and serves a population of 3,497 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 308.

About ZIP code 68873

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $188,100. Owner-occupancy is high at 75%, well above the national average.

Median household income is $70,903. The poverty rate of 3% is below the national average. 42% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 26 minutes is near the national average.

Educational attainment is near the national average, with 23% of residents holding a bachelor's degree or higher.

Overall, ZIP code 68873 reflects a community defined by high homeownership and a significant Social Security-dependent population.

3,497

population

171.29

sq mi land

Standard

ZIP type

Central (CT)

timezone

68873 ZIP code map

Cities in ZIP code 68873

Below are the cities the US Postal Service accepts for ZIP code 68873. Using any city not on this list may result in mail delivery delays.

City	Status
Saint Paul	Acceptable
Saint Paul	Preferred

Nearby ZIP codes

68835 Elba (10 mi) 68831 Dannebrog (11 mi) 68838 Farwell (11.8 mi) 68864 Palmer (12.3 mi) 68882 Wolbach (12.4 mi) 68872 Saint Libory (12.8 mi) 68820 Boelus (15.3 mi) 68817 Ashton (18.6 mi) 68824 Cairo (19.1 mi) 68638 Fullerton (19.5 mi)

Demographics updated 05/2026

Population
Total population	3,497
Population density	20 / sq mi
State FIPS	31
County FIPS	093

Geography
Land area	171.29 sq mi
Water area	2.89 sq mi
Latitude	41.2567
Longitude	-98.4508
Timezone	Central (CT)
Area code	308

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	46.3%	44.2%	39.5%
$50k – $100k	37.9%	38.7%	33.4%
$100k – $200k	14.8%	16.1%	22.0%
Over $200k	1.0%	1.0%	5.2%

Demographics & statistics

3,497

Population

People per sq mi

42.3

Median age

$70,903

Median household income

$32,380

Per capita income

$188,100

Median home value

$786

Median monthly rent

75.3%

Home ownership

3.0%

Poverty rate

5.1%

Unemployment

1,126

Housing units

23.0%

Bachelor's or higher

Age distribution

Male Female

Under 5

135

5–9

131

160

10–14

156

102

15–19

20–24

176

25–34

171

203

35–44

197

208

45–54

203

113

55–59

109

120

60–64

117

158

65–74

153

118

75–84

115

106

85+

103

← Male

Female →

Age summary

Group	Count	%
Under 18	889	25.4%
18 and over	2,608	74.6%
65 and over	753	21.5%
Median age	42.3 years

Race & ethnicity

White 85.8%

Hispanic or Latino 6.4%

Two or more races 6%

Other race 1.3%

Black or African American 0.6%

Group	Count	%
White	3,204	85.8%
Hispanic or Latino	239	6.4%
Two or more races	223	6%
Other race	47	1.3%
Black or African American	23	0.6%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	46.3%	44.2%	39.5%
$50k – $100k	37.9%	38.7%	33.4%
$100k – $200k	14.8%	16.1%	22.0%
Over $200k	1.0%	1.0%	5.2%

Under $10k 2.3%

$10k–$15k 2.0%

$15k–$25k 12.0%

$25k–$35k 6.4%

$35k–$50k 9.4%

$50k–$75k 21.7%

$75k–$100k 16.7%

$100k–$150k 15.2%

$150k–$200k 9.8%

$200k+ 4.5%

Range	% of households
Under $10k	2.3%
$10k–$15k	2.0%
$15k–$25k	12.0%
$25k–$35k	6.4%
$35k–$50k	9.4%
$50k–$75k	21.7%
$75k–$100k	16.7%
$100k–$150k	15.2%
$150k–$200k	9.8%
$200k+	4.5%
Median income	$70,903

Housing

Home values

Under $50k 6.3%

$50k–$100k 7.8%

$100k–$150k 19.8%

$150k–$200k 22.7%

$200k–$300k 24.1%

$300k–$500k 14.4%

$500k–$1M 4.1%

$1M+ 0.9%

Housing overview

Metric	Value
Median home value	$188,100
Median rent / month	$786
Owner occupied	75.3%
Renter occupied	24.7%
Vacant	10.1%
Single-family detached	86.5%
Large apartment buildings	4.5%
Mobile homes	1.9%
Median rooms	6.3
Avg household size (owned)	2.97

Year built

Era	%
2020 or later	0.0%
2010–2019	8.8%
2000–2009	5.8%
1990–1999	9.5%
1980–1989	11.3%
1970–1979	19.2%
1960–1969	6.8%
1950–1959	6.1%
1940–1949	3.1%
1939 or earlier	29.4%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	8.8%
2 bedrooms	26.8%
3 bedrooms	36.7%
4 bedrooms	19.8%
5+ bedrooms	7.9%

Vehicles per household

Vehicles	% of households
No vehicle	4.0%
1 vehicle	19.5%
2 vehicles	35.4%
3 or more	41.1%

Heating fuel

Fuel type	%
Utility gas	53.1%
Electricity	34.6%
Propane / LP gas	9.1%
Wood	2.8%
No fuel used	0.4%

Households & families

Household type	Count	%
Married-couple family	789	60.6%
Cohabiting couple	53	4.1%
Male householder, no spouse	160	12.3%
Female householder, no spouse	300	23.0%
Households with children under 18	416	32.0%
Households with seniors (65+)	548	42.1%
Average household size	2.66

Marital status

Status	Male	Female
Never married	24.4%	14.6%
Married	61.5%	57.3%
Separated	0.9%	2.5%
Widowed	5.1%	14.7%
Divorced	8.1%	10.9%

Education

Less than 9th grade 2.8%

Some HS, no diploma 2.4%

HS graduate 39.4%

Some college, no degree 22.5%

Associate's degree 9.9%

Bachelor's degree 18.4%

Graduate / professional 4.7%

Metric	%
HS diploma or higher	94.8%
Bachelor's or higher	23.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	114	12.7%
Kindergarten	43	4.8%
Elementary school	419	46.8%
High school	186	20.8%
College / grad school	134	15.0%

Employment

Industry of employment

Education & healthcare 24.5%

Retail trade 17.0%

Manufacturing 8.3%

Professional & management 7.9%

Other services 7.8%

Public administration 7.1%

Transportation & utilities 6.4%

Finance & real estate 5.7%

Agriculture & mining 4.4%

Construction 4.0%

Wholesale trade 3.6%

Arts, food & hospitality 2.6%

Information 0.7%

Occupation

Category	%
Management, business & arts	30.8%
Service	11.7%
Sales & office	24.7%
Natural resources & construction	18.1%
Production & transportation	14.8%

Employment type

Type	%
Private sector	79.6%
Government	15.8%
Self-employed	4.6%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	81.6%
Carpool	6.9%
Public transit	0.0%
Walk	2.9%
Work from home	8.4%
Other means	0.3%
Avg commute (minutes)	25.5

Poverty

All people 3.0%

Under 18 years 0.5%

18 and over 3.8%

Married-couple families 0.6%

Female-led households 0.0%

Income support

Source	% of households
Social Security	41.9%
Retirement income	27.1%
Supplemental Security	4.2%
Cash public assistance	2.1%
Food stamps / SNAP	4.6%

Health indicators

Condition	%
Obesity	35.3%
High blood pressure	36.8%
High cholesterol	34.3%
Diabetes	10.4%
Heart disease	7.4%
Stroke	3.3%
Asthma	8.1%
Arthritis	28.5%
Kidney disease	3.1%
Pulmonary disease	6.4%
Cancer	8.3%

Behavior / access	%
Smoking	15.9%
Binge drinking	20.5%
No physical activity	22.2%
Less than 7 hrs sleep	29.6%
Depression	15.9%
Fair or poor health	12.0%
Poor mental health	11.0%
Poor physical health	9.2%
No health insurance	12.6%
Visited doctor (checkup)	72.3%
Visited dentist	66.9%
Cholesterol screening	89.1%
Teeth loss	12.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	163	6.3%

Disability	%
Any disability	15.9%
Under 18	3.9%
18–64 years	10.6%
65 and over	44.3%

Health insurance coverage

Type	%
Private insurance	80.1%
Public insurance	27.6%
No insurance	8.0%
Uninsured under 19	7.2%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,323	95.0%
Spanish	56	1.7%
Other Indo-European	56	1.7%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,403	97.3%
Born in same state	3,379	96.6%
Born in different state	2,918	83.4%
Foreign born	24	0.7%
Naturalized citizen	94	2.7%
Not a US citizen	15	16.0%

Ancestry

Ancestry	Count	%
Italian	496	14.2%
French	364	10.4%
Arab	166	4.7%
Dutch	152	4.3%

Ancestry	Count	%
English	40	1.1%
Norwegian	15	0.4%
Polish	10	0.3%

Technology access

Metric	% of households
Computer access	37.2%
Internet access	86.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 68873

What city is ZIP code 68873 in?

ZIP code 68873 is primarily assigned to Saint Paul, Nebraska.

What county is ZIP code 68873 in?

ZIP code 68873 falls within Howard County, Nebraska.

Does ZIP code 68873 have a large retiree population?

42% of households in ZIP code 68873 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 68873?

The median home value in ZIP code 68873 is $188,100.

What is the population of ZIP code 68873?

ZIP code 68873 has an estimated population of 3,497 residents, with a density of 20 people per square mile.

What is the median household income in ZIP code 68873?

The median household income in ZIP code 68873 is $70,903, below the national median of ~$75,000.

What timezone is ZIP code 68873 in?

ZIP code 68873 observes the CST timezone.